SEDPI Capital Credit, Inc. (SCCI) became profitable in its first six months of operations and has continued to post robust profitability since. It managed to maintain its profitability level without any aid of grant and accessing funds at market rate. When profits are adjusted for inflation to identify the real rate of returns, SCCI still posts a comfortable level of profitability that is better than industry standards.

The key in SCCI's efficient operations is found in its strategic link with the operations of the Social Enterprise Develpment Partnerships, Inc. (SEDPI) Through SEDPI, SCCI is able to reduce its cost of performing credit appraisal to potential social enterprises and microfinance institutions. The program officers of SEDPI assist the staff of SCCI in identifying and selecting clients; as well as coduct monitoring to existing clients. SCCI is also shares backroom operations from SEDPI.

Since its inception, SCCI has maintained 0% portfolio at risk. It banked on the ability of SEDPI to properly identify and select clients, thus, effectively putting theories into practice. Risks are managed due to the extensive knowledge of SCCI on the organizational performance of each client. At the same time SEDPI provides capacity building services to SCCI's clients to improve their operations.

SCCI's loan portfolio is its biggest asset comprising 90% of its total assets. Fixed assets are at a minimum. These assets are almost equally financed by its liabilities and stockholder's equity. SCCI's creditors are Overseas Filipino Workers, Non-Government Organizations, Young Professionals and Philanthropists.

In line with its core value of honesty and transparency, SCCI is making its audited financial statements every year availale as well as its quarterly interim financial statements.